Obamacare Loophole

A recent article in the WSJ talks about what companies will start doing once the Obamacare takes over the land.   Most companies now have 9 months to get their crap together in order to make sure their employees are covered….or not.    What I noticed in the piece that took me by surprise was this:

One client, he said, asked him to examine the possibility of structuring employee premiums so that some workers would become eligible for federal exchange subsidies, but only if they decided to forfeit financial incentives tied to a wellness program. The likely upshot: the lower-income workers who were the least engaged in health-related activities, and thus potentially the priciest to cover, could end up opting out of the company’s plan.

Did you get that?  What the company would do is cherry pick their healthiest clients.   They would “move” the rest onto the public tab!

Let the games begin.

Douglas Farrago MD

Douglas Farrago MD is a full-time practicing family doc in Forest, Va. He started Forest Direct Primary Care where he takes no insurance and bills patients a monthly fee. He is board certified in the specialty of Family Practice. He is the inventor of a product called the Knee Saver which is currently in the Baseball Hall of Fame. The Knee Saver and its knock-offs are worn by many major league baseball catchers. He is also the inventor of the CryoHelmet used by athletes for head injuries as well as migraine sufferers. Dr. Farrago is the author of four books, two of which are the top two most popular DPC books. From 2001 – 2011, Dr. Farrago was the editor and creator of the Placebo Journal which ran for 10 full years. Described as the Mad Magazine for doctors, he and the Placebo Journal were featured in the Washington Post, US News and World Report, the AP, and the NY Times. Dr. Farrago is also the editor of the blog Authentic Medicine which was born out of concern about where the direction of healthcare is heading and the belief that the wrong people are in charge. This blog has been going daily for more than 15 years Article about Dr. Farrago in Doximity Email Dr. Farrago – [email protected]