The ACA Lie Continues

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Federal officials declared that “many Obamacare customers are facing lower out-of-pocket health costs this year compared to 2015 as they continued pitching coverage sold on government health marketplaces as an affordable option for consumers.”  This came from a CNBC article allows the government to perpetuate their lies. Here is some more:

Officials also said that plans sold on that federally operated marketplace, which serves 38 states, typically cover seven or more common health services without requiring that consumers meet their deductible limits first — meaning that many people are not having to spend much, if anything, out of pocket for their typical medical needs.

These seven or more health services are a joke.  What is the color of the sky in the world where these government officials live? The biggest complaint by everyone I know or treat as a patient is that the cost of insurance is outrageous and the deductible are way too high.

The report noted that one-third of HealthCare.gov customers have deductibles of less than or equal to $250.

And more than half of the customers have deductibles of less than $1,000, according to the report.

“The majority of our consumers are in plans that are far lower [in terms of deductibles] than many folks might think,” said Linke Young, principal deputy director of the Center for Consumer Information and Insurance Oversight at the federal Centers for Medicare and Medicaid Services.

Those lower actual deductibles reflect the fact that although more than half of the plans sold on HealthCare.gov have a listed deductible of $3,000 or more.

They are stealing from Peter to pay for Paul.  Those half who have massive deductibles are now not only paying too much for their insurance but since they can’t afford the deductibles they are NOT getting the care they need. The idiotic government just made that group unhealthier.

Enough of the lies.  Kill the ACA or gut it and fix it.  It has failed.  The Co-ops failed. Obamacare failed. Lying does not make it better.

Douglas Farrago MD

Douglas Farrago MD is a full-time practicing family doc in Forest, Va. He started Forest Direct Primary Care where he takes no insurance and bills patients a monthly fee. He is board certified in the specialty of Family Practice. He is the inventor of a product called the Knee Saver which is currently in the Baseball Hall of Fame. The Knee Saver and its knock-offs are worn by many major league baseball catchers. He is also the inventor of the CryoHelmet used by athletes for head injuries as well as migraine sufferers. Dr. Farrago is the author of four books, two of which are the top two most popular DPC books. From 2001 – 2011, Dr. Farrago was the editor and creator of the Placebo Journal which ran for 10 full years. Described as the Mad Magazine for doctors, he and the Placebo Journal were featured in the Washington Post, US News and World Report, the AP, and the NY Times. Dr. Farrago is also the editor of the blog Authentic Medicine which was born out of concern about where the direction of healthcare is heading and the belief that the wrong people are in charge. This blog has been going daily for more than 15 years Article about Dr. Farrago in Doximity Email Dr. Farrago – [email protected] 

  3 comments for “The ACA Lie Continues

  1. Pundit
    July 20, 2016 at 1:21 pm

    au contraire, methinks it fits the feds unexpressed purpose well — live healthy, or die quickly, and stop using up the resources for the rest of us…..

  2. Ben Van Raalte
    July 18, 2016 at 11:17 am

    The ACA is really an income redistribution act. It exempts government workers (who by the way got free tuition by the taxpayers in the fine print, dont read it)
    It also protects the 0.1%.
    In most countries health care is paid by a type of sales tax. If you dont spend much and are poor you get your health care cheap $600 or so. If you spend 200k you pay a lot more. All the underground money drug dealers, cash spend money and thus pay in also, same as immigrants.

    In the US our seniors, government workers, and poor dont pay for health care, over 50% of the population. They dont care, or dont want a tax. Add the 0.1% influencers that buy both political parties, they would rather have health care cost 30k a year than pay a 6% tax. After all 6% of 5 million is 300,000.

    But those of us that pay our own health care it is a tax. If you are a self employed physician making 250k then 25k in premiums , deductible and copays is a 10% tax. Now you are in a 50% bracket, add losing college aid (Hilarys free college phases out at 80k) and now you are in a 60% bracket. And you are paying for health care that you dont get.

    It is further leading to the disappearance of the middle class. You are better off financially being poor. If you dont get married and live with your boyfriend, you both are considered poor not middle class. One earns 20k the other 30k or 50k together which is middle class. But separately living together they are labeled poor by the Democrats and then get 5k in food stamps, 10k in housing assistance, 20k in health care, or equivalent to a family earning 80k or more. Why get married. That is why the middle class is disappearing, it is statistics. And why be middle class.

    Under the ACA and further programs everyone will soon make the same except for the 0.1% which includes hospital administrators.
    I will soon be in an effective 60% tax bracket with the benefits I dont get , yet pay taxes on income at the same rate as someone making 20 million

  3. Randy
    July 17, 2016 at 11:14 am

    If you read the CNBC article what it really says is that when the government pays for most of your medical insurance, you can afford plans with lower deductibles. I have mixed feelings about the ACA, but anyone who accepts these plans knows that the people who were falling through the cracks before still fall through the cracks. This is mainly the working lower-middle class who couldn’t afford insurance before and still can’t, only now they also have possible tax penalties to contend with.

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