Coming Together


Carol Clark, a 56-year-old had to use her vacation days, plus 120 sick days she had accumulated over her 17 years of teaching for appointments and surgeries due to her breast cancer.  She was still too sick to return to work.  Then the donations came in.  A program the Los Angeles Unified School District called the “Catastrophic Illness Donation Program” allows for teachers to donate up to 20 of their own sick days to another member of the staff.  Carol received more than 150 donated sick days from friends and strangers.  Now isn’t that a cool story?  Why couldn’t healthcare be like that?  Well, there is something like it.  It is a faith based program, exempted from Obamacare, called faith-based ministries:

  • It is part of a little-known national network of “health care sharing ministries” that link their members to kindred souls who pool their resources and promise to cover each other’s health care needs.

  • Details of the plans vary, but in general the health-share idea works this way: You pay a monthly “share” that goes to cover the “need” of other members in your plan. When you have a need, you present it to the ministry and – if it is accepted – your need is published to other members, who are invited to pray, send encouragement and help you cover the cost. Some send their “shares” to a central office. Some send them directly to your mailbox.

If only we ALL could trust each other in this country to do this (cover each other’s cost) then we could drive down the cost of buying insurance tremendously.

Douglas Farrago MD

Douglas Farrago MD is a full-time practicing family doc in Forest, Va. He started Forest Direct Primary Care where he takes no insurance and bills patients a monthly fee. He is board certified in the specialty of Family Practice. He is the inventor of a product called the Knee Saver which is currently in the Baseball Hall of Fame. The Knee Saver and its knock-offs are worn by many major league baseball catchers. He is also the inventor of the CryoHelmet used by athletes for head injuries as well as migraine sufferers. Dr. Farrago is the author of four books, two of which are the top two most popular DPC books. From 2001 – 2011, Dr. Farrago was the editor and creator of the Placebo Journal which ran for 10 full years. Described as the Mad Magazine for doctors, he and the Placebo Journal were featured in the Washington Post, US News and World Report, the AP, and the NY Times. Dr. Farrago is also the editor of the blog Authentic Medicine which was born out of concern about where the direction of healthcare is heading and the belief that the wrong people are in charge. This blog has been going daily for more than 15 years Article about Dr. Farrago in Doximity Email Dr. Farrago – [email protected]