Please get the word out. The networks of doctors and hospitals you are allowed to go to are getting smaller and smaller. This from a recent Washington Post article:
But as more health plans limit the physicians and hospitals in these networks (to keep premium costs low), consumers are increasingly getting hit with surprise bills from out-of-network providers.
Hospitals often contract with experts, such as anesthesiologists, emergency physicians, radiologists and even assistant surgeons. But many times, those doctors don’t participate in the same plan networks as the hospital, so they’re considered out-of-network.
And that the beauty of this broken system is that no one has to tell you whether the doctor is a participant in the plan! I guess you, in your medical stupor, are supposed to ask?
An analysis released in July by consulting firm Avalere Health found that consumers who bought insurance on the health exchanges last year had access to one-third fewer doctors and hospitals, on average, than people with traditional employer-provided coverage.
Let me end this travesty with these quotes from President Obama:
July 21, 2009: “If you like your current plan, you will be able to keep it. Let me repeat that: If you like your plan, you’ll be able to keep it.”
Aug. 20, 2009: “No matter what you’ve heard, if you like your doctor, you can keep your doctor under the reform proposals that we’ve put forward.”