The bastion of liberal reporting, the NY Times, seems to be surprised about how unaffordable the ACA is. In a recent article entitled Many Say High Deductibles Make Their Health Law Insurance All but Useless they discuss sticker shock because “for many consumers, the sticker shock is coming not on the front end, when they purchase the plans, but on the back end when they get sick: sky-high deductibles that are leaving some newly insured feeling nearly as vulnerable as they were before they had coverage.” Once again, I recommend you blame the government who was in cahoots with the insurance companies right form the start. The plans are not cheap and yes, the deductibles are unaffordable!
“Most Americans will find an option that costs less than $75 a month,” President Obama said.
Who is paying that?
Sylvia Mathews Burwell, the secretary of health and human services, issued a report analyzing premiums in the 38 states that use HealthCare.gov. “Eight out of 10 returning consumers will be able to buy a plan with premiums less than $100 a month after tax credits,” she said.
Yes, same article and she has different numbers than the president.
But in interviews, a number of consumers made it clear that premiums were only one side of the affordability equation.
“Our deductible is so high, we practically pay for all of our medical expenses out of pocket,” said Wendy Kaplan, 50, of Evanston, Ill. “So our policy is really there for emergencies only, and basic wellness appointments.”
Her family of four pays premiums of $1,200 a month for coverage with an annual deductible of $12,700.
Does this matter to the gov’t? Nope!
Ms. Burwell said the administration had “seen high levels of satisfaction with the marketplace.”
Talk about lying!
Want the answer? Create competition. Remove the “must cover” preventive services like mammograms and colonoscopies and let people shop around for them. Make a competitive plan that is catastrophic or what was called major medical and let people shop for these ACROSS STATE LINES.
We must do something because what we have now sucks.